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Mortgage solutions for business owners and self-employed Canadians. Qualify for a mortgage using stated income or business bank statements.
Tailored Solutions: Whether you are a sole proprietor, incorporated, or a contract worker, we have specific products for you. We can often secure competitive rates, provided you have a strong credit history and a 10% down payment.
Beyond the T4: We work with a vast network of lenders who specialize in "Business for Self" (BFS) clients. These lenders understand that your Net Income on line 15000 of your tax return doesn't tell the whole story. We can use "Stated Income" programs, add-backs for business expenses, or review 6-12 months of business bank statements to prove your true cash flow.
The 2026 Gig Economy: As more Canadians move to freelance work, these programs are becoming more vital. Don't let a bank teller tell you "no" just because you don't fit their standard box. We know how to package your application to highlight the strength of your business.