Cassandra Fernandes

Cassandra Fernandes is an experienced mortgage underwriter with a strong background in financial services and client advocacy. Before transitioning into the mortgage industry in 2020, Cassandra worked in social services, where she developed a deep understanding of client-first service, attention to detail, and problem-solving skills.

At PMT Mortgage, Cassandra plays a critical role in analyzing, structuring, and approving mortgage applications. She ensures that every mortgage file meets lender criteria while also advocating for the best possible terms for clients. Her expertise in loan structuring, risk assessment, and compliance helps ensure a smooth and stress-free mortgage approval process.

Cassandra specializes in underwriting complex mortgage applications, including those for self-employed borrowers, real estate investors, and clients with non-traditional income sources. Her ability to navigate lender guidelines and find creative solutions makes her an invaluable asset to the PMT team and the clients they serve.

Her meticulous attention to detail, combined with her commitment to client satisfaction, ensures that every mortgage transaction is handled with precision and care. Whether working behind the scenes or directly with clients, Cassandra is dedicated to making the mortgage experience as seamless and straightforward as possible.