Self-Employed Mortgage Solutions

 Whether you are a sole proprietor, incorporated, or a contract worker, we have specific products for you. We can often secure competitive rates, provided you have a strong credit history and a 10% down payment.

We work with a vast network of lenders who specialize in "Business for Self" (BFS) clients. These lenders understand that your Net Income on line 15000 of your tax return doesn't tell the whole story. We can use "Stated Income" programs, add-backs for business expenses, or review 6-12 months of business bank statements to prove your true cash flow.

As more Canadians move to freelance work, these programs are becoming more vital. Don't let a bank teller tell you "no" just because you don't fit their standard box. We know how to package your application to highlight the strength of your business.